Carlos Scarpero- Mortgage Broker

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Can You Roll In Closing Costs On A VA Loan?

Are closing costs creating a barrier to your home purchase? Our expert reveals strategies, considerations, and insider tips for managing these expenses with a VA loan.
Veterans, bring your specific scenarios and questions. Every home buying journey is unique, and we’re here to provide clarity.Our expert breaks down the less-discussed aspects of VA home loans that every veteran should know before making a critical decision. We’ll explore the nuanced details that could impact your home buying journey.

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What Are Some of the Disadvantages of a VA Loan?

Are you considering a VA loan but wondering about potential drawbacks? Every financial product has its pros and cons, and VA loans are no exception.
Our expert breaks down the less-discussed aspects of VA home loans that every veteran should know before making a critical decision. We’ll explore the nuanced details that could impact your home buying journey.

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Can you get a VA loan with a repo on credit?

Have you been turned down for a VA loan because of a repossession?
Join us as we dive deep into the realities of VA loan eligibility with a past repo. Our expert breaks down the myths, shares insider strategies, and provides hope for veterans facing credit obstacles.
Drop your specific questions in the comments below. Every veteran’s situation is unique, and we’re here to help you understand your options.

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How To Get Approved For A VA Loan With No Credit Score

Curious about getting approved for a VA home loan without any traditional credit history? Discover how you can qualify using alternative trade lines, such as utility bills or rent payment history. If you’re a “cash and carry” type of person with no credit cards, this guide is tailored for you. I’ll discuss VA guidelines, how to use alternative trade lines effectively, and tips to avoid common pitfalls when building non-traditional credit.

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How To Get Approved For A VA Loan With A 500 Credit Score

Are you wondering if you can qualify for a VA home loan with a credit score as low as 500? Learn how VA loans work with lower credit scores, what to expect from lenders, and how other factors like payment history and extenuating circumstances might affect your approval.

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VA Home Loans After Foreclosure…..Here’s How To Get Approved

If you’re exploring whether you qualify under this unique situation, we define intermittent occupancy and outline how you can secure approval effectively. Intermittent occupancy occurs when you maintain a primary residence while commuting to another location for work purposes, typically when the commuting distance exceeds one hour.

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VA Loans

Who Are You Listening to For Mortgage Advice?

If you’re exploring whether you qualify under this unique situation, we define intermittent occupancy and outline how you can secure approval effectively. Intermittent occupancy occurs when you maintain a primary residence while commuting to another location for work purposes, typically when the commuting distance exceeds one hour.

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VA Loans

What Is Payment Shock On A VA Home Loan?

If you’re exploring whether you qualify under this unique situation, we define intermittent occupancy and outline how you can secure approval effectively. Intermittent occupancy occurs when you maintain a primary residence while commuting to another location for work purposes, typically when the commuting distance exceeds one hour.

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VA Loans

What Is Intermittent Occupancy With The VA Home Loan?

If you’re exploring whether you qualify under this unique situation, we define intermittent occupancy and outline how you can secure approval effectively. Intermittent occupancy occurs when you maintain a primary residence while commuting to another location for work purposes, typically when the commuting distance exceeds one hour.

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